Suckers!!!

My Health Insurance really sucks! Oh well, my coworkers have been saying this to me but I didn't want to believe them until it finally happened to me. I went for a doctor's visit today and there was a copay of $35 if you have insurance coverage but this Blue Cross PPO 2400 only covers insurance once you exceed spending $2400 out of your pocket in one year period. So, I ended up paying the regular $175 doctor's visit plus the copay of $35. Damn, I even paid more than what a person without insurance will pay. I also had some lab tests that were again not covered by the insurance and I will get billed for later on.

Imagine, how this insurance company earns? I'm so sure most people with this kind of plan will not exceed the $2,400 in a year so definitely, most are paying out of their own pockets, plus the additional copay. Suckers!!!!

Honestly, what I spent on Dental and Doctor's visits here are more than enough to cover my plane fare going home and doing all these tests and procedures that they did to me. I might even have money left for shopping. Damn! So, who says living in the States is easy? I should have taken medicine or dentistry back home and back then.